You agree that Abusive Use of the Site, as defined above, causes damage and harm to VSP in the form of, among other things, impaired goodwill and increased expenses associated with responding to Abusive Use of the Site. You further agree that monetary damages for Abusive Use of the Site are difficult to ascertain and that proof of monetary damages for Abusive Use would be costly and inconvenient to calculate. Accordingly, you agree that injunctive or other equitable relief is warranted for Abusive Use.
Therefore, you agree that if you, or others act in concert with you, alone or collectively request more than pages of content from the Site in any twenty-four hour period, you, and those acting in concert with you, may be held jointly and severally liable for reasonable attorney's fees, expert witness fees and costs associated with injunctive or other equitable relief. If any changes are made to these Terms of Service, such changes will be promptly reflected in the terms set forth online.
Notice of Privacy Practices Effective July Purpose The purpose of this notice is to:. Notice Revisions VSP reserves the right to revise the terms of this notice, and to make the revised terms effective for all Protected Health Information that it maintains. If VSP revises this notice, we will make the revised notice available on our website and include information about the changes in our next annual mailing. These services include, but are not limited to :. Payment VSP collection of insurance premiums or its determination and payment of claims.
Protected Health Information Information relating to a VSP patient's past, present or future health or condition, the provision of health care to a VSP patient, or payment for the provision of health care to a VSP patient.
Protected Health Information includes, but is not limited to :. Treatment The provision, coordination or management of vision care and related services by one or more vision care providers.
If it becomes necessary to disclose any of your Protected Health Information for other reasons, VSP will request your written authorization. VSP will obtain your authorization for any sale of Protected Health Information, or to use or disclose your Protected Health Information for marketing. Revoking Authorization If you provide written authorization, you may revoke it at any time in writing, except to the extent that VSP has relied upon the authorization prior to its being revoked.
Disclosure Requiring Opportunity to Object VSP may disclose your Protected Health Information to a family member, friend, or other person involved in your care or payment if the information is relevant to their involvement and you have agreed or had an opportunity to object. Genetic Information VSP is prohibited from using or disclosing your genetic information for underwriting purposes. Important : If you feel your Protected Health Information is incomplete or incorrect, you have the right to request that it be amended.
VSP is not required to agree to a requested restriction. Example : If a restriction request prevents us from providing service to you or from performing payment related functions, we will not be able to agree to the request. Confidential Communication When necessary, VSP may seek to contact you by calling you at your home or by sending mailings containing your Protected Health Information to your home. Important : VSP may require that a request contain a statement that disclosure of all or part of the information to which the request pertains could endanger the individual, and VSP may, if and to the extent that applicable law allows, request payment for this service.
Examples : The patient may decide, for his or her safety, to have correspondence containing his or her Protected Health Information sent somewhere other than to his or her home, or to have the information sent via fax rather than mailed. Accounting of Disclosures If a disclosure of your Protected Health Information was made for a reason other than treatment, payment or health care operations, you have a right to receive an accounting of the disclosure.
Important : If the disclosure was made to you, VSP will not provide an accounting. You may also request a copy from your Benefit Administrator, or you may request a paper copy from VSP. Complaints If you believe that your privacy rights have been violated, you may submit a complaint to VSP or to the U.
Secretary of Health and Human Services at any time. VSP will not retaliate against you for filing a complaint. You may file a complaint with VSP through vsp. Already Have VSP? Share This Post:. Your vision. Your way. Babies 6 to 12 months can also get free eye exams through the American Optometric Association's InfantSee program. During an eye exam, the doctor or nurse will shine a small light into your child's eyes to check the pupils and eye alignment, and will use a special scope to look for abnormalities at the back of the eye.
Kids ages 3 and up will look at an eye chart with pictures or letters. The doctor or nurse will be looking for common eye problems like refractive disorders nearsightedness, farsightedness, and astigmatism , amblyopia decreased vision in one or both eyes that's often called lazy eye , and strabismus eye misalignment. Amblyopia, which is hard for parents to detect, is treated with glasses and possibly an eye patch or drops. A child with strabismus or a refractive disorder will need glasses.
If a screening reveals a potential problem, your child should see an ophthalmologist or optometrist who has experience with children for a more comprehensive exam. How can you decide which insurance packages are best for you and for your family? Is there specific insurance for kids that you should consider?
Are you prone to cavities? Geiser also advises parents to make sure they understand exactly what each insurance package covers — and to ask questions if anything is unclear.
You also have to ask yourself which factors are the most important to you and your family. Are you willing to take on a high-deductible health insurance plan so that you can take advantage of the tax-deductible savings opportunity offered by a health savings account? Do you need your health plan to cover specific doctors or prescriptions?
Are you simply looking for the health coverage with the lowest monthly premium? Dentists also perform initial screenings for oral cancer and may recommend additional tests if they find suspicious lumps or growths. Plus, dentists are often a first-line defense against other health issues that could affect not only your mouth, but your entire body.
Kids need regular eye appointments for two reasons. First, to ensure that their eyes are as healthy as possible. Second, to confirm that if they require corrective lenses, they get what they need to do well in school, at sports and at home. What about parents? If your employer offers reasonably priced vision insurance, you might want to consider getting insurance for yourself — but it might be okay to just get vision insurance for the kids.
Note, however, that some employers only offer vision plans for the whole family, rather than a kid-only option. If you have a family history of glaucoma, on the other hand, you may want to prioritize vision insurance.
Each of these vision insurance providers has their own set of perks, so we recommend researching them before making a decision. As previously mentioned, CHIP coverage and eligibility are determined by individual states. To get a more accurate estimate, apply your child for CHIP in your specific state. Coverage cost for insurance through the Affordable Care Act depends on a few factors, like which level of coverage you choose and your annual income.
Enroll for coverage under the ACA to find out how much vision coverage would cost for your child. VSP has a very large network, which makes them an attractive option because the larger the network, the more choices you have.
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